Center for Debt Management and Consumer Protection in California

State laws and regulations influence most of consumer and debt law. Below are articles and information about debt, bankruptcy, and foreclosure that are particular to California.

What Is California’s Credit Card Debt Statute of Limitations?

In most circumstances, your credit card issuer has four years from the date of your payment failure to sue you.

Wage Garnishment Laws in California

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Learn about the creditor wage garnishment restrictions in California.

What Is the Fair Debt Collection Practices Act in California?

The Fair Debt Collection Practices Act of California forbids debt collectors and creditors from engaging in unfair, misleading, or abusive practices.

The Fair Debt Settlement Practices Act of California

In California, debt settlement firms are governed by the Fair Debt Settlement Practices Act.