If you fall behind on your auto loan payments, your lender has the right to repossess your vehicle. That means the lender may seize your car, SUV, truck, motorbike, van, or other vehicle without notice. If the vehicle lender then sells your car and the revenues do not pay the amount owed on the loan, you may be liable for the “deficiency.” But it doesn’t imply you’re defenseless. Read the articles below to discover more about auto repossession, how to prevent it, how to get your car back, and other topics.
Table of Contents
Repossession of a Vehicle
Overview of Car Repossession Laws
Learn about auto repossessions, including how they operate, how to prevent them, and what you can do if it occurs to you.
How Are Automobiles Repossessed?
Learn what the repossession officer may and cannot do while repossessing your vehicle.
Notices Required in Car Repossessions
If your automobile is repossessed, the lender is obligated to notify you with specific notifications both before and after the repossession.
Car Repossession: Special Legal Protections for Military Servicemembers
Military personnel facing repossession are given particular protection under the SCRA.
What Happens to the Cosigner in a Repossessed Car?
You have rights and duties if you cosign on a vehicle loan and the automobile is repossessed.
Can I Recover My Personal Property Following a Car Repo?
If your automobile is repossessed, you have the right to recover your personal possessions.
California Vehicle Repossession Laws
What you need to know about California’s auto repossession regulations.
Notices You’ll Receive in the Event of a California Car Repossession
After a vehicle repossession in California, the repossessor is required to give you certain notifications.
How to Avoid Repossession and Get Your Car Back After Repossession
Alternatives to Car Repossession
This article explains possible possibilities for keeping the automobile, resolving the debt, or avoiding a deficiency judgment.
Getting Your Repossessed Car Back
Learn about your possibilities for reclaiming your automobile once it has been repossessed.
Redemption vs. Reinstatement in Car Repossession
You may be able to reclaim your vehicle after repossession by redeeming it or resuming the loan.
When the Lender Takes Your Car Using Replevin
When Will a Car Lender Rely on Replevin?
Learn when your auto loan lender is more likely to utilize replevin rather than repossession to recover your vehicle.
Replevin vs. Car Repossession
If you fail to make your auto loan installments, the lender may repossess or replevin your vehicle. Discover the difference.
