If you’re facing foreclosure in Kansas, it’s a good idea to understand about the process so you know what to anticipate. In Kansas, foreclosures are judicial, which means that the mortgage lender must file a foreclosure complaint in court and get a court order before selling your house. You have a certain amount of time to react, which is critical if you have a foreclosure defense. If you lose your house in foreclosure, the lender may sue you for a deficit (you have a “deficiency” if the selling proceeds do not pay the outstanding debt on your mortgage). However, the lender is limited in the amount of shortfall it may collect.
Kansas Foreclosure Laws in Brief
Kansas Foreclosure Procedures and Laws
Learn about the process of a Kansas foreclosure, including pre-foreclosure stages, foreclosure processes, and homeowners’ rights under both state and federal laws.