Although Florida is not known as a debtor-friendly state, it does contain a number of special laws geared at protecting consumers and debtors. Payday lenders, budget counselors, credit counselors, and other similar companies are prohibited under these rules. If your new vehicle is faulty, Florida’s lemon law will assist you, and another Florida legislation will safeguard credit card users.
Keep in mind that these laws are in addition to the many safeguards provided by federal law.
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Debt and Debt Collection Laws in Florida
Payday Loan Lender Restrictions in Florida
Florida law regulates the interest and length of payday loans and requires payday loan providers to follow other consumer-protection regulations.
Wage Garnishment in Florida
Discover Florida regulations that restrict the amount judgment creditors may deduct from your salary.
Consumer Collection Practices Act of Florida
The Florida Consumer Collection Practices Act forbids debt collectors and creditors from employing fraudulent or abusive debt collection practices.
Consumer Protection Laws in Florida
Rent-to-Own Contract Restrictions in Florida
Rent to own arrangements for commodities such as furniture and other personal property are restricted under Florida law.
Telemarketer Restrictions in Florida
The Telemarketing Act of Florida protects you against telemarketers’ aggressive sales methods and fraudulent activities.
Florida Timeshare Foreclosure and Cancellation Laws
Learn about Florida timeshare regulations, such as contract disclosures, cancellation rights, and foreclosure processes and safeguards.