Foreclosure Law Center of Idaho

Most foreclosures in Idaho are nonjudicial, which means the lender does not have to go to court to sell your house. Certain notifications must be sent to you by the lender throughout the route. You also have the option to restart the loan (pay all past-due payments plus penalties and charges to preserve your property) within a certain time frame. If the lender sells your property via foreclosure and the price does not pay the amount you owe on the mortgage, the lender may sue you for the shortfall (called the “deficiency”).

If you are facing foreclosure in Idaho, read the articles below to learn about crucial aspects of Idaho foreclosure law and whether you may be responsible for a deficit following foreclosure. Also, be sure to read other articles in our Foreclosure area to learn about defending against foreclosure, government programs to assist you in avoiding foreclosure, and other topics.
Idaho Foreclosure Laws in Brief

Idaho Foreclosure Procedures and Laws

Learn about Idaho foreclosures, including pre-foreclosure processes, foreclosure procedures, and homeowners’ rights under both state and federal laws.